Know before your role does.
pssst. this is to sign up for updates on the game ;)
Will AI replace Settlements Specialist jobs? · Latest report #zzym2ajr
Your job has an expiration date
August 30, 2027
In 10 monthsYou negotiate away debt until the algorithm negotiates away your desk.
Expert at convincing people that bankruptcy is a hobby.
Check another roleComment your opinionor JOIN THE RESISTANCE!
One human is building a game about fighting back.
Automated settlements with zero human awkwardness.








toast.you▸ DEBTZERO PRO V4.2▸ RARITY · COMMON▸ DEPRECATION IN 10 MONTHSAI's Special Power
autodialing thousands of creditors simultaneously
You cold-call creditors to settle balances and manage spreadsheets full of broken promises. You keep the spreadsheets.
The one thing AI can't do
You can detect the exact moment a creditor stops lying to you on the phone.
Your enemy, your name, your date. Post it.
Step by step, from the first quiet change to Deprecation Day.
Week 4
Software calls every creditor automatically and waits for a human.
Month 3
AI models handle the verbal haggling with robotic politeness.
Month 6
Digital signatures replace your manual faxing and form management.
Month 9
Systems link directly to bank portals to finalize deals instantly.
Month 10 · D-Day
The system finishes the last file and deletes your login.
What you cost, what the machine costs, and what you get on the way out.
Per year
Savings: 97.7%
42 minutes
Average hold time
14 percent
Settlement rate
900 daily
Emails ignored
Your severance
One free credit score repair e-book.
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