Retrieving the file
Live· 4,218,906 positions deprecated· 4,218,906 deprecated· 1,284 today
Average time-to-redundancy: 11.3 months
Know before your role does.
pssst. this is to sign up for updates on the game ;)
Will AI replace Structured Credit Banker jobs? · Latest report #tcmzf328
Your job has an expiration date
May 20, 2029
In 2 years, 7 monthsYour fancy financing solutions are just math that finally learned to talk.
Expert in turning high-interest debt into complex jargon.
Check another roleComment your opinionor JOIN THE RESISTANCE!
One human is building a game about fighting back.
Financing your debt without the expensive lunch.
toast.you▸ CREDITSTRUCT 9000▸ RARITY · UNCOMMON▸ DEPRECATION IN 2 YEARS, 7 MONTHSAI's Special Power
models default risk before coffee hits
You draft credit structures and coordinate lawyers for complex debt deals. The spreadsheets are doing the heavy lifting now.
The one thing AI can't do
You can still read the room when a client is lying about their liquidity.
Your enemy, your name, your date. Post it.
Step by step, from the first quiet change to Deprecation Day.
Week 4
Your Excel models are uploaded to our structured finance engine.
Month 5
Legal templates generate themselves using your historical deal data.
Month 13
Our software talks directly to rating agency APIs to verify ratings.
Year 1.9
Clients chat with our bot to negotiate terms without bankers.
Year 2.6 · D-Day
The bank realizes the machine never sleeps or asks for bonuses.
What you cost, what the machine costs, and what you get on the way out.
Per year
Savings: 97.2%
12 cups
Coffee consumed per deal
40 percent
Billable hours wasted
800 total
Lawyer email threads
Your severance
A lifetime subscription to a premium spreadsheet software.
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